Super Moist Chocolate Chip Banana Bread

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Author: Sophia
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Super Moist Chocolate Chip Banana Bread is the ultimate comfort bake with a soft, fluffy crumb and gooey chocolate pockets in every slice. It’s quick, easy, and perfect for breakfast, snacks, or even dessert with coffee.

Sliced chocolate chip banana bread with melted chocolate on parchment

Why You’ll Love This Chocolate Chip Banana Bread

If you love a classic loaf but crave something sweeter, this Super Moist Chocolate Chip Banana Bread is the one you’ll keep baking again and again.

It’s soft, rich, and filled with melty chocolate chips in every bite. Unlike dry or dense versions, this loaf stays tender for days, so it’s perfect for meal prep or sharing.

You only need a few pantry staples and a couple of ripe bananas to have it ready in about an hour. The aroma that fills your kitchen while it bakes is pure magic.

Thanks to both butter and oil, the texture strikes the perfect balance of flavor and moisture. Serve it warm with butter, tuck slices into lunchboxes, or bring it to brunch — this recipe always shines.

What Makes This Banana Bread Super Moist

The butter and oil combination

Using both butter and oil keeps the loaf flavorful yet tender. Butter adds richness while oil locks in softness so the bread stays moist even on day three.

Using ripe bananas for sweetness and texture

Close-up slice of super moist chocolate chip banana bread with gooey crumb

Spotty, overripe bananas mash easily and add natural sweetness. They transform Super Moist Chocolate Chip Banana Bread into a tender, cake-like loaf with incredible flavor.

Measuring flour correctly to avoid dryness

Too much flour is the number one reason banana bread turns dry. Spoon flour into your cup and level it off, or weigh it for accuracy.

Gentle mixing for a tender crumb

Mix the batter only until combined. Overmixing develops gluten and makes the loaf dense. A light hand keeps the texture fluffy.

Baking tips for the perfect loaf

Bake at 350°F until a skewer comes out with just a few moist crumbs. If the top browns too quickly, tent with foil. Don’t overbake or you’ll lose the moist texture.

Ingredients You’ll Need

Key ingredients with notes on substitutions

You’ll need 1½ cups all-purpose flour, 1 teaspoon baking soda, and ½ teaspoon salt for structure. Melted unsalted butter and a little vegetable oil give both flavor and moisture. Sugar balances the sweetness while two large eggs bind everything together. Vanilla extract adds warmth, and of course, 1½ cups of mashed ripe bananas are the star. For mix-ins, use a full cup of semi-sweet chocolate chips. You can swap with milk chocolate, dark chocolate, or even chopped nuts if you like some crunch. If you want a lighter loaf, try reducing the sugar to ½ cup or replacing half with brown sugar for a deeper flavor. This recipe is flexible, so use what you have in your pantry.

Step-by-Step Instructions

Preparing the pan and oven

Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan and line it with parchment paper, leaving overhang for easy lifting.

Mixing the dry ingredients

In a medium bowl, whisk flour, baking soda, and salt together until even. This prevents clumps and helps with even rise.

Mixing the wet ingredients

In a large bowl, whisk melted butter, vegetable oil, sugar, eggs, and vanilla until smooth and glossy. Stir in the mashed bananas until well combined.

Combining everything with bananas and chocolate chips

Gently fold in the dry ingredients and chocolate chips. Mix just until you no longer see streaks of flour. Overmixing can toughen the bread.

Baking and testing for doneness

Pour the batter into the prepared pan and smooth the top. Bake for 50–60 minutes, checking at 50 minutes. A skewer should come out with moist crumbs, not wet batter.

Cooling and slicing for best texture

Cooling rack with sliced chocolate chip banana bread, moist and gooey

Cool the Super Moist Chocolate Chip Banana Bread in the pan until just warm, then lift it out and transfer to a rack. For clean slices, let it cool fully before cutting with a serrated knife.

Banana Ripening Tips

Paper bag method

Place bananas in a paper bag and close it loosely. The trapped ethylene speeds ripening in just a day or two.

Baking method

If you’re in a hurry, bake unpeeled bananas at 300°F until black and soft. Let them cool before mashing.

Microwave method

Microwave bananas in 30-second bursts until soft. This method works, though the flavor won’t be as sweet as naturally ripened fruit, which is key for Super Moist Chocolate Chip Banana Bread.

Storage and Freezing Guide

Room temperature and refrigeration

Keep cooled banana bread in an airtight container at room temperature for up to 4 days. Refrigeration can extend freshness for about a week.

Freezing whole or sliced loaves

Wrap the unsliced loaf tightly in plastic, then foil, and freeze for up to 3 months. You can also freeze individual slices for quick snacks.

Best ways to thaw and serve

Thaw the loaf overnight in the fridge or at room temperature. For slices, a quick microwave warm-up brings back that just-baked feel.

Expert Tips for the Best Results

Avoiding common mistakes

Don’t overmix after adding the dry ingredients. Measure flour correctly and never skip testing for doneness. Let the bread cool before slicing to avoid gummy texture.

Flavor variations to try

Add walnuts or pecans for crunch, swirl in peanut butter, or sprinkle cinnamon sugar on top before baking. If you love seasonal twists, try this recipe alongside Mini Chocolate Chip Banana Bread or Chewy Pumpkin Chocolate Chip Cookies for variety.

Conclusion

This Super Moist Chocolate Chip Banana Bread is the kind of recipe that feels cozy, simple, and always satisfying. With just a few ripe bananas and pantry staples, you can bake a tender loaf crammed with gooey chocolate chips. It’s perfect for breakfast, snacks, or dessert, and it freezes beautifully too. Next time your bananas are going spotty, turn them into this loaf and watch it disappear slice by slice. You can even find more cozy baking inspiration on my Pinterest boards.

FAQs About Super Moist Chocolate Chip Banana Bread

What is the secret to moist banana bread?

The secret is using very ripe bananas, a mix of butter and oil for both flavor and softness, and careful flour measurement. Avoid overmixing the batter so the loaf stays tender.

How to know when chocolate chip banana bread is done?

Insert a skewer or toothpick into the center. It should come out with a few moist crumbs but no raw batter. Melted chocolate on the stick is fine.

What is the number one mistake made when making banana bread?

Adding too much flour or overmixing. Both can make the bread dense and dry instead of light and moist.

How to tell if banana bread is moist or undercooked?

If the center sinks after baking or the texture feels gummy when slicing, it’s undercooked. Properly baked banana bread will be set in the center with a soft, fluffy crumb.

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Sliced chocolate chip banana bread with melted chocolate on parchment

Super Moist Chocolate Chip Banana Bread


  • Author: Sophia
  • Total Time: about 1 hour
  • Yield: 1 loaf, 9×5 inch 1x
  • Diet: Vegetarian

Description

Super Moist Chocolate Chip Banana Bread with a tender crumb and gooey chocolate in every slice. Simple pantry ingredients, quick prep, and reliable results for breakfast, snacks, or dessert.


Ingredients

Scale

1 ½ cups (180g) all-purpose flour

1 teaspoon baking soda

½ teaspoon salt

½ cup (115g) unsalted butter, melted and slightly cooled

¼ cup (60mL) vegetable oil

¾ cup (150g) granulated sugar

2 large eggs, room temperature

1 teaspoon vanilla extract

1 ½ cups (360g) mashed ripe bananas (3 to 4 medium)

1 cup (170g) semi-sweet chocolate chips


Instructions

1. Preheat oven to 350°F (175°C). Grease a 9×5 inch loaf pan and line with parchment, leaving overhang to lift the loaf out.

2. Whisk flour, baking soda, and salt in a small bowl.

3. In a large bowl, whisk butter, oil, sugar, eggs, and vanilla. Mix in mashed bananas.

4. Add dry ingredients and chocolate chips, stirring gently until just combined without overmixing.

5. Pour batter into pan and bake 50–60 minutes, or until a skewer comes out with a few moist crumbs (melted chocolate is fine). Tent with foil if browning too quickly.

6. Cool in the pan until slightly warm or fully cooled before slicing.

Notes

Measure flour carefully (by weight or spoon-and-level) to avoid dryness.

Use a mix of butter and oil for moistness and flavor.

Avoid overmixing once dry ingredients are added to maintain a tender texture.

Bread should be deeply browned but not overbaked; check doneness with a skewer.

  • Prep Time: 10 minutes
  • Cook Time: 50 minutes
  • Category: Dessert Recipes
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 1 slice

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